BudgetApp™ Privacy Policy

Introduction

At BudgetApp™, we prioritize the privacy and security of our users' data. This Privacy Policy outlines our practices regarding the collection, use, and protection of your information when you use our application. By using BudgetApp™, you agree to the collection and use of information in accordance with this policy.

Information Collection and Use

When you use BudgetApp™, we collect information that you provide directly, such as account details and transaction data, to deliver our core budgeting and debt analysis services. Here's how we handle your data:

  1. Use of Gravatar: For enhancing user experience, our application utilizes Gravatar to display profile pictures. When you register or update your profile, we use your hashed email address to request your Gravatar image from Gravatar's external service. This process does not involve sharing any other personal information with Gravatar, and it's entirely based on the email address you provide. Participation is automatic based on having a Gravatar account associated with your email, but no personal data is shared beyond the necessary hashed email address.
  2. No Advertisements: Your information is not used for advertising purposes. Our focus is on providing a secure and efficient budgeting tool without the distraction of ads.
  3. Data Download: You have the option to download your account and transaction data from BudgetApp™. This feature allows you to maintain a personal backup or to use your data for personal analysis outside of our application.
  4. Password Security: We implement robust security measures to ensure that your password remains encrypted and inaccessible to our team. Your password is stored securely and cannot be viewed by anyone at BudgetApp™.
  5. Aggregated Anonymized Data: We may use aggregated, anonymized data to analyze application usage patterns. This analysis helps us identify areas for improvement and enhance the overall service. No personal information is included in this aggregated data.

Cookies and Similar Technologies

BudgetApp™ uses cookies and similar technologies to enhance and personalize your user experience, maintain the security of our application, and provide certain functionality. Specifically, we use cookies for:

  1. Session Management: Cookies help us manage sessions, including authentication tokens and persistent sessions, ensuring that you remain logged in as you navigate through our application.
  2. Security: We employ cookies as part of our anti-forgery measures to protect against CSRF (Cross-Site Request Forgery) attacks.
  3. Preferences: If you opt to remember your email address on the login page for future visits, we use cookies to facilitate this convenience, so you don’t have to re-enter your email address every time you log in.

These cookies are essential for the operation and security of BudgetApp™. They do not track user activity across the internet, nor are they used for advertising purposes. You have the option to control or limit cookies through your web browser settings, but please note that disabling cookies might affect the functionality and your use of our application.

Account Deletion and Data Retention

You have the right to delete your BudgetApp™ account at any time. Upon deletion, all personal information, including your display name and email address, will be permanently removed from our databases, except for application logs that contain your system-generated user ID. These logs are retained to ensure the integrity of our systems and are safeguarded against unauthorized access. There will be no way to tie these logs back to you once your account is deleted, ensuring your privacy is maintained even after account termination.

Data Protection

We are committed to protecting your data from unauthorized access, alteration, disclosure, or destruction. We have implemented industry-standard security measures, including encryption and access controls, to safeguard your information.

Changes to This Privacy Policy

BudgetApp™ reserves the right to update this Privacy Policy at any time. We will notify you of any changes by posting the new Privacy Policy on this page. We encourage you to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy, please contact us through the support features within the application.